AIA Northern Virginia
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Demystifying Insurance and Maximizing your Professional Liability
April 20

At the AIA Northern Virginia Chapter House, 1101 Duke Street, Alexandria  22314.

Presented by Cady M. Sinks, CPCU, RPLU, with Ames & Gough.

Demystifying Insurance
The legacy and successfulness of your business is dependent on you staying in business.  We’ll discuss why you need insurance to run your business for long term success.

Learning Objectives:
• General Liability – Discuss what it is and why architects need the coverages
• Professional Liability – Discuss why this is the most important insurance you can buy to protect your firm
• Cyber Liability – Discuss this new coverage for design firms to be aware of; talk about what it is and what is happening to other design firms (ie, being hacked.)
• Provide claim examples that impacted architecture firms and how insurance played a crucial role in those claims (what happens, why and how claim was resolved.)

How to Maximize your Professional Liability Application
Discuss how to maximize your Professional Liability (PL) application to represent your company accurately. Also discuss how free risk management services can help with PL Coverage and Pricing.

Learning Objectives:
• Discuss why completing renewal applications correctly is critical to the pricing of an architecture firm’s most expensive line of insurance coverage.
• Explain the key fundamentals of underwriting Professional Liability including: Location, Services, Types of Projects Risk Management.
• Review the questions on the application and discuss how to best represent what the company does. Discuss various sections on the application that can assist architecture firms represent their firms in the best possible light to the insurance underwriter.
• Discuss how taking advantage of free risk management services from insurance companies can help with professional liability coverage and pricing.

$10 AIA members and students; $20 for non-members. Lunch is provided courtesy of Ames & Gough.

Organized by the Small Firms Committee